When the player wins a card, the banker pays out that card to all players. There are no"payouts" in baccarat; what happens is that if a winning card is dealt out, the banker calls the bet and asks the player for his money. If the player does not have sufficient money to cover the wager, then the banker wins and that player immediately pays off his wager. If the player bets the amount of money that the banker asked for, then the banker gets paid, also. With this system in place, it's easy to see how baccarat has become one of the world's favorite casino games.